Compare the lowest home loan interest rate starting from 7.50% p.a. and apply for the best home loan. Get the complete list of current housing loan rate of interest in India from all leading banks and financial institutions.
Home Loan Interest Rate of all Banks
Banks Interest Rate Processing Fees
Kotak Mahindra Bank 7.00% p.a. to 7.60% p.a. 0.50%
Citibank 6.75% Rs. 10,000
Union Bank of India 6.90%
Bank of Baroda 6.90% to 8.25% Defined by the Bank
Central Bank of India 6.85% Rs. 20,000
Bank of India 6.90%
State Bank of India 7.05% p.a. -10.85% p.a 0.35% onwards
HDFC 7.55%* 0.50% onwards
LIC Housing Finance 6.90% Rs. 10,000 -Rs. 15,000
Axis Bank 6.90% Rs. 10,000
Canara Bank 7.05% p.a. to 9.30% p.a. 0.50% of the loan amount
Punjab and Sind Bank 6.85%
IDFC First Bank 6.50% Rs. 5,000 - Rs. 5,000
Bank of Maharashtra 6.80% Rs. 10,000
Indian Overseas Bank 7.05% 0.50% (Max Rs. 20,000)
Punjab National Bank 6.50% 0.35% (Max Rs. 15,000)
United Bank of India 8.00% 0.59% (Rs. 1,180 - Rs. 11,800)
Nowadays, purchasing a dream car is almost within your reach irrespective of whether you are salaried or self-employed? You don’t need to be wealthy enough or have a fair amount of savings to buy your first car.
With a simplified vehicle loan, you can buy a new car loan and drive your dream car sooner.
If you have stable income and good credit history, then you can get a pre-approved car loan, depending on your income and credit score, but subject to maximum loan tenure and the loan amount.
Vehicle loan comes at an attractive rate of interest and a flexible repayment tenure of up to 7 years. Also, gives a higher loan-to-value ratio up to 100%
The vehicle loan is offered even to proprietorship firms, partnership firms, companies, trusts and societies. In order to make the loan repayment comfortable, you are offered an EMI (Equated Monthly Installment) facility. Therefore, before you apply for a vehicle loan, as a wise loan planning exercise, make it clear to assess how much would be the EMI on your vehicle loan.
With Financeseva’s tailor-made Vehicle Loan EMI Calculator offers you the provision to identify the exact principal amount, with the interest rate and equated monthly instalments payable over a specific tenure before you intend to apply for your Car Loan.
Regardless of whether you are a salaried applicant or self-employed applicant, you have the advantage of purchasing a vehicle through our custom-fit vehicle loans.
With the Car EMI Calculator, you only need to input the necessary information whether you intend to buy a new car or a pre-owned car, the sanction loan amount required, tenure of the loan, interest rate and select calculate. The Auto Loan EMI Calculator offers you a detailed view of your yearly principal and interest repayment amounts.
As the name suggests, the project report for bank loans is an essential document. Project loans are usually taken for setting up new businesses, expansion of business and so on.
However, before granting a project loan, the bank usually asks for details of the project, total cost of the project, the amount contributed by promoter and the loan requirement.
Lending institutions need to understand the revenue-generating capacity of the project, whether the same is sufficient for meeting the loan repayment obligations during the term of the project and other details about the project viability and feasibility of the project.
Based on the given input, the bank can be able to come to a decision whether the project needs to be funded or not.
Let’s come to the project report concept, the report shall be prepared by professionals like CA, Banker and financial professionals. All ratios and criteria considered by the banks in sanctioning the loan are to be taken care of in preparing such a project report.
Get your Project Report in 3 Easy Steps
Step 1: Visit financeseva.com and navigate to project report, then click on generate a project report for bank loan.
Step 2: You will be asked to fill up details regarding your business and upload necessary documents.
Step 3: Make an initial payment, our team of experts will contact you to discuss about your business better.
For many entrepreneurs creating a project report is a very difficult task. A project report is also known as a business plan which is an essential document asked by lenders when asking for a bank loan.
Most of the entrepreneurs find it difficult to create a Project Report Loan of their own, that’s why Financeseva came into the picture as you don’t need financial knowledge in creating the project report with Financeseva’s customized software.
Components of Project Report Loan
Here are the list of components that need to be followed in project report creation are as follows:
Summary of the Project
Scope of the Project
Details of Promoters
Details of Employees
Fiscal Acquisitions and Tie-ups
Means of Financing
Profit & Loss Statement
Fund Flow Statement
Break-Even Points Evaluations
Project Report Loan
Project Feasibility Ratio is used to decide on the ratio of cost and revenue of an enterprise. These can be presented in the form of a graph by mentioning the year-on-year comparison among the expense and revenue. The project report should also contain the expense split-up graph.
The elements of the project feasibility ratio are mentioned below that are asked to display as per year-on-year comparison.
Interest coverage ratio
Debt equity ratio
Gross profit Sales Percentage
Net profit Sales Percentage
Return On Capital Employed
Instead of creating all the details in the given project report format, you can use Financeseva as an easy way to create the report. Our report is approved by all banks in India.