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2 hours ago
Unfiled. Edited by Finance Seva 2 hours ago
Finance S Home Loan Interest Rate 
 
Compare the lowest home loan interest rate starting from 7.50% p.a. and apply for the best home loan. Get the complete list of current housing loan rate of interest in India from all leading banks and financial institutions. 
 
Home Loan Interest Rate of all Banks 
 
Banks                                 Interest Rate                            Processing Fees 
 
Kotak Mahindra Bank      7.00% p.a. to 7.60% p.a.                  0.50% 
Citibank                              6.75%                                             Rs. 10,000 
Union Bank of India           6.90% 
Bank of Baroda                 6.90% to 8.25%                   Defined by the Bank 
Central Bank of India         6.85%                                 Rs. 20,000 
Bank of India                       6.90% 
State Bank of India           7.05% p.a. -10.85% p.a             0.35% onwards 
HDFC                                    7.55%*                                   0.50% onwards 
LIC Housing Finance         6.90%                                    Rs. 10,000 -Rs. 15,000 
Axis Bank                            6.90%                                   Rs. 10,000 
Canara Bank              7.05% p.a. to 9.30% p.a.            0.50% of the loan amount  
Punjab and Sind Bank           6.85% 
IDFC First Bank                       6.50%                            Rs. 5,000 - Rs. 5,000 
Bank of Maharashtra             6.80%                               Rs. 10,000 
Indian Overseas Bank            7.05%                            0.50% (Max Rs. 20,000) 
Punjab National Bank           6.50%                            0.35% (Max Rs. 15,000) 
United Bank of India               8.00%                        0.59% (Rs. 1,180 - Rs. 11,800) 
UCO Bank                                6.50%                       0.15% (Rs. 1,500 - Rs. 15,000) 
DBS Bank                                 7.30%                       0.25% (Rs. 10,000) 
IDBI Bank                                  6.75%                      0.50% (Rs. 2,500 - Rs.5,000) 
HSBC Bank                              6.45%                             1% (Rs. 10,000) 
Karur Vysya Bank                   7.20%                               Rs. 5,000 
Jammu and Kashmir Bank     7.20%                        Rs. 500 - Rs. 10,000 
 
 
 
 
3 days ago
Unfiled. Edited by Finance Seva 3 days ago
Finance S Vehicle Loan EMI Calculator 
Nowadays, purchasing a dream car is almost within your reach irrespective of whether you are salaried or self-employed? You don’t need to be wealthy enough or have a fair amount of savings to buy your first car. 
With a simplified vehicle loan, you can buy a new car loan and drive your dream car sooner. 
 
If you have stable income and good credit history, then you can get a pre-approved car loan, depending on your income and credit score, but subject to maximum loan tenure and the loan amount.  
Vehicle loan comes at an attractive rate of interest and a flexible repayment tenure of up to 7 years. Also, gives a higher loan-to-value ratio up to 100% 
The vehicle loan is offered even to proprietorship firms, partnership firms, companies, trusts and societies. In order to make the loan repayment comfortable, you are offered an EMI (Equated Monthly Installment) facility. Therefore, before you apply for a vehicle loan, as a wise loan planning exercise, make it clear to assess how much would be the EMI on your vehicle loan.  
 
With Financeseva’s tailor-made Vehicle Loan EMI Calculator offers you the provision to identify the exact principal amount, with the interest rate and equated monthly instalments payable over a specific tenure before you intend to apply for your Car Loan. 
 
Regardless of whether you are a salaried applicant or self-employed applicant, you have the advantage of purchasing a vehicle through our custom-fit vehicle loans.  
 
With the Car EMI Calculator, you only need to input the necessary information whether you intend to buy a new car or a pre-owned car, the sanction loan amount required, tenure of the loan, interest rate and select calculate. The Auto Loan EMI Calculator offers you a detailed view of your yearly principal and interest repayment amounts.
 
 
7 days ago
Unfiled. Edited by Finance Seva 7 days ago
Finance S Project Report for Bank Loan
 
Project Report for Bank Loan 
 
As the name suggests, the project report for bank loans is an essential document. Project loans are usually taken for setting up new businesses, expansion of business and so on. 
 
However, before granting a project loan, the bank usually asks for details of the project, total cost of the project, the amount contributed by promoter and the loan requirement. 
 
Lending institutions need to understand the revenue-generating capacity of the project, whether the same is sufficient for meeting the loan repayment obligations during the term of the project and other details about the project viability and feasibility of the project. 
 
Based on the given input, the bank can be able to come to a decision whether the project needs to be funded or not. 
 
Let’s come to the project report concept, the report shall be prepared by professionals like CA, Banker and financial professionals. All ratios and criteria considered by the banks in sanctioning the loan are to be taken care of in preparing such a project report. 
 
Get your Project Report in 3 Easy Steps 
 
Step 1: Visit financeseva.com and navigate to project report, then click on generate a project report for bank loan.  
 
Step 2: You will be asked to fill up details regarding your business and upload necessary documents.  
 
Step 3: Make an initial payment, our team of experts will contact you to discuss about your business better. 
 
9 days ago
Unfiled. Edited by Finance Seva 9 days ago
Finance S Project Report Loan 
For many entrepreneurs creating a project report is a very difficult task. A project report is also known as a business plan which is an essential document asked by lenders when asking for a bank loan. 
 
Most of the entrepreneurs find it difficult to create a Project Report Loan  of their own, that’s why Financeseva came into the picture as you don’t need financial knowledge in creating the project report with Financeseva’s customized software. 
 
Components of Project Report Loan 
 
Here are the list of components that need to be followed in project report creation are as follows: 
  • Introductory Page 
  • Summary of the Project  
  • Scope of the Project 
  • Details of Promoters 
  • Details of Employees 
  • Infrastructure Facilities 
  • Customer Details 
  • Regional Operations 
  • Fiscal Acquisitions and Tie-ups 
  • Means of Financing 
  • Balance Sheets 
  • Profit & Loss Statement 
  • Fund Flow Statement 
  • Break-Even Points Evaluations 
  • Conclusions 
 
Project Report Loan
 
Project Feasibility Ratio is used to decide on the ratio of cost and revenue of an enterprise. These can be presented in the form of a graph by mentioning the year-on-year comparison among the expense and revenue. The project report should also contain the expense split-up graph. 
 
The elements of the project feasibility ratio are mentioned below that are asked to display as per year-on-year comparison. 
 
  • Current ratio 
  • Quick ratio 
  • Interest coverage ratio 
  • Debt equity ratio 
  • Gross profit Sales Percentage 
  • Net profit Sales Percentage 
  • Return On Capital Employed 
 
Instead of creating all the details in the given project report format, you can use Financeseva as an easy way to create the report. Our report is approved by all banks in India.
 

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