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Financeseva

259 days ago
Unfiled. Edited by Financeseva 259 days ago
Financeseva Loan Against Property in Delhi
Apply Online Click Here:- Loan Against Property in Delhi
Being a national capital territory of India, Delhi is considered to be top marketplace whether individuals seek for good education, job, lifestyle and much more. Having your own residential or Commercial Property Loan in Delhi gives pride of ownership, apart from that you can also enjoy various financial support from Indian government.  
Don’t know how to utilize it, here are the complete steps to apply for Loan Against Property.
How to Apply for Loan Against Property?
Borrowers can get loan against property online or offline they just need to follow up these simple steps to get a loan: -
  • Visit the Financeseva website and tap on to loan against property icon
  • Get compared with different lenders and match your requirements
  • Simply click on get quote, where you will be asked to fill some basic required such as name, mobile number, email ID, your requirements...etc.
  • Within 24 hours of receiving your request, shortly a dedicated representative will get in touch with you to explain the product features and its specification.
  • With your final confirmation only, the loan application will be taken forward.
  • You need to submit identity proof, address proof, income proof and other property papers that shall be verified by the lenders.
  • If your application and eligibility get satisfied with bank requirements, evaluated of property would be conducted to examine the property value- based on that only, loan amount will be determined.
  • Shortly you will get a sanction letter to your registered email address and the amount would be credited to your mentioned bank account details.
 
 
261 days ago
Unfiled. Edited by Financeseva 261 days ago
Financeseva Letter of Credit
Apply Online Click Here:-  Letter of Credit
A Letter of Credit is a document which is sent from a lender or financial bodies and gives Bank Guarantees that a seller gets a Buyer  payment of full amount and on time. It is provided by a third party.
Types of Letters of Credit
There are several types of letters of credit (LC) given below:-
  • Stand-by LC
  • Confirmed LC
  • Irrevocable LC
  • Revocable LC
  • Un-transferable LC
  • Export / Import LC
  • Commercial LC
  • Back-to-Back LC
  • Red clause LC
  • Green clause LC
  • Deferred payment LC
  • Direct pay LC
  • Sight LC
  • Transferable LC
  • Unconfirmed LC
  • Revolving LC
Documents required for Letter of Credit
  • 2 passport size photographs
  • Aadhar card + Passport
  • Copy of PAN Card
  • Address proof: - if rented and also needed permanent address
  • Sanction letter  
  • Loan schedule
  • Cheque for processing fee
  • Appointment letter and last 3 months' salary slip
  • Bank statement of last 1 year
  • Complete property documents with ATS + MAP and Chain
  • ITR with computation of income for the last 3 years.
  • Eligibility criteria for letter of credit
Eligibility criteria for letter of credit depends on many factors such as repayment history, age of an individual, total work experience, business or sales turnover, and creditworthiness, etc.
  • The minimum age of the borrower should be 23 years and maximum are 65 years.
  • The borrower must have a certificate of inspection and origin.
  • License of import and export trading
  • Companies who are involved in import and export trading can apply
  • The promoter's background must be good in repayment history and financial record.
 
268 days ago
Unfiled. Edited by Financeseva 268 days ago
Financeseva Home Loan Overdraft Facility
Apply Online Click Here:-  Home Loan Overdraft Facility
Home Loan Overdraft Facility is a form of credit facility issued by Banks, financial bodies, or NBFCs. It lets an applicant pledge any amount above the specific loan amount and withdraws funds as per the requirements. The banks open an account for the borrower with an overdraft limit. Home loan overdraft facility allows you to deposit extra funds in your account for a Home Loan.  
Interest rate for Home Loan Overdraft  
Rate of interest  
6.50% onwards  
Loan amount  
Up to 5 crores
Loan tenure
Up to 3 years
Compare interest rates and processing fee by Top banks in India
Bank name
Interest rate  
Processing fee  
State Bank of India
6.70%
1%
ICICI Bank Ltd.
6.75%
1%
Kotak Mahindra Bank
6.50%
1%
Standard Chartered Bank
7.00%
1%
Axis Bank Ltd.
7.00%
1%
Bajaj Finance Ltd.
8.00%
1%
Aditya Birla Housing Finance Ltd.
9.00%
1%
Documents required for Home Loan Overdraft
  • Two passport-sized photographs
  • Copy of PAN Card
  • Passport and Aadhar card
Sanction letter and loan schedule (if running)
Processing fee cheque in Favour of bank
Appointment letter and last 3 months' salary slip
Complete property documents with chain and Map + ATS
Address proof- permanent address proof and also necessary if rented
Bank statement of last 1 year (salary account).
ITR with computation income (if file) of last 3 years form - 16
 
269 days ago
Unfiled. Edited by Financeseva 269 days ago
Financeseva Project Report for Loan 
Apply Online Click Here:-  Project Report for Loan
Are you looking for a well-structured Project Report for Loan bank loan? Here is the right place you come across.
We understand how important it is to create a solid project report that attracts lending institutions to funds your Business Loan. Each business has different requirements based on the nature of business, type of sector and scope of business. That’s why we stand here today to offer a customized report that exactly matches your needs.
Get a well-researched & customized project report to enhance your eligibility on loan. Usually, all our reports are made by Professional Loan industry specialized experts, who has the capacity to create a solid project report for loan. Moreover, all our reports are in acceptable format by all banks and financial institutions. Rest assured to get error-free non-trouble legal things as all our reports are made by using a customized software that was specially designed for project report creation purposes. Our professional team has decades of experience. As compared to other organizations, we have the potential to establish & delivery accurate report for your project.
How it Works?
The following are the step-by-step process that enable to you to procure the project report for loan:
Step 1: - Fill the basic details, so that we can able get communicate with you for report creation.
Step 2: - After receiving your submission, one of the dedicated customer supports will get in touch with you to get all the necessary documents required to create the accurate report.
Step 3: - In order to get a report, you must pay the require fee amount within 24 hours your project report will be shared over mail. As per your convenience, you can also request a hard copy if needed.
 
270 days ago
Unfiled. Edited by Financeseva 270 days ago
Financeseva Commercial Property Loan Calculator
Apply Online Click Here:- Commercial Property Loan Calculator
An EMI Calculator or Equated Monthly Income is a pre-fixed amount that has to be paid on a particular date of every month by an applicant of a loan to clear out a payable loan within a particular period. It includes the interest rate and principal amount that arise the loan amount.
Mathematical EMI Formula:
                         EMI = PV×i×[(1+i)n(1+i)n−1]
Where, I = Rate of Interest
             PV = Loan amount
             n = Tenure (years or months)
Factors affecting commercial property loan EMIs:
Interest rate: - One of the main factors that affect the amount of an EMI and the rate of interest. As Lower the rate of interest, the lower will be the amount of EMI, and vice versa.
Borrowed money: - The actual loan amount that an applicant has to opt for the Commercial Property Loan. The higher the amount of loan, the higher will be the amount of EMI, and vice versa.
Loan tenure: - An applicant can get flexible tenure facility, as longer the loan tenure the longer will be the amount of the EMI.
Reduce furniture expenses: - Every business wants to renovate and furnish their commercial property according to their requirements such as salons, hotels, cafes, restaurants, etc.
Long-term loan – Commercial property loan are long term loan; it allows you to pay back the amount of EMI slowly.
 
273 days ago
Unfiled. Edited by Financeseva 273 days ago
Financeseva Commercial Property Loan
Apply Online Click Here:- Commercial Property Loan
A commercial property loan is a Secured Loan. Bank offers against the pledge of a commercial property. It is the property that an applicant can utilize as a property to start a business or any other commercial enterprise. It can be used for several purposes such as restaurants, hotels, office complex, apartment buildings, condominiums, buying office space, etc.
Rate of Interest  
7.25% onwards p.a.
Loan Amount  
From Rs. 5 lakhs to Rs. 5 crores
Processing Fee
Up to 1% on loan
Loan Tenure
Up to 15 years
Interest Rate and processing fee by top banks of commercial property loan  
Banks Name
Interest Rate  
Processing Fee
Canara bank  
11.70%
1%
Bank of India  
8.35%
1%
Bank of Baroda
8.00%
1%
Axis bank Ltd.
7.50%
1%
HDFC Bank Ltd.
7.25%
0.50%
Deutsche Bank
7.50%
1%
Digibank (DBS)
9%
1%
ICICI Bank Ltd
7.25%
1%
Federal bank Ltd.
9.50%
1%
Punjab National Bank  
8.70%
1%
Indian Bank  
8.80%
1%
Kotak Mahindra Bank
7.25%
1%
Documents Required for Commercial Property Loan
  • Copy of Aadhar card, Passport, and PAN Card
  • Address proof- Permanent address proof, and also if rented
  • Bank statement of salary account of last 1 year.
  • Complete property documents with MAP + ATS and Chain
  • Sanction letter and loan schedule (if running)
  • Processing fee cheque in Favour of bank  
  • GST Return of 1 year
  • Photographs of all the directors
  • SSI Registration certificate, Sale, GST, VAT
  • Appointment letter and salary slips of last 3 months
  • Address proof of company and directors
  • List of shareholders and directors with CA certified
  • Computation of last 3 years and ITR of all individual directors
  • Saving account statement for 6 months of all directors
  • Bank statement of company for updated 1 year
  • Complete financial with tax audit and annexure of last 3 years.
 
273 days ago
Unfiled. Edited by Financeseva 273 days ago
Financeseva Commercial Property Loan
Apply Online Click Here:- Commercial Property Loan
A commercial property loan is a Secured Loan. Bank offers against the pledge of a commercial property. It is the property that an applicant can utilize as a property to start a business or any other commercial enterprise. It can be used for several purposes such as restaurants, hotels, office complex, apartment buildings, condominiums, buying office space, etc.
Rate of Interest  
7.25% onwards p.a.
Loan Amount  
From Rs. 5 lakhs to Rs. 5 crores
Processing Fee
Up to 1% on loan
Loan Tenure
Up to 15 years
Interest Rate and processing fee by top banks of commercial property loan  
Banks Name
Interest Rate  
Processing Fee
Canara Bank  
11.70%
1%
Bank of India  
8.35%
1%
Bank of Baroda
8.00%
1%
Axis bank Ltd.
7.50%
1%
HDFC Bank Ltd.
7.25%
0.50%
Deutsche Bank
7.50%
1%
Digibank (DBS)
9%
1%
ICICI Bank Ltd
7.25%
1%
Federal bank Ltd.
9.50%
1%
Punjab National Bank  
8.70%
1%
Indian Bank  
8.80%
1%
Kotak Mahindra Bank
7.25%
1%
Documents Required for Commercial Property Loan
  • Copy of Aadhar card, Passport, and PAN Card
  • Address proof- Permanent address proof, and also if rented
  • Bank statement of salary account of last 1 year.
  • Complete property documents with MAP + ATS and Chain
  • Sanction letter and loan schedule (if running)
  • Processing fee cheque in Favour of bank  
  • GST Return of 1 year
  • Photographs of all the directors
  • SSI Registration certificate, Sale, GST, VAT
  • Appointment letter and salary slips of last 3 months
  • Address proof of company and directors
  • List of shareholders and directors with CA certified
  • Computation of last 3 years and ITR of all individual directors
  • Saving account statement for 6 months of all directors
  • Bank statement of company for updated 1 year
  • Complete financial with tax audit and annexure of last 3 years.
 
 

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